Nectar points (available at Sainsbury’s):
Have to say not one of my favourite loyalty schemes. The points are very low value. For example, you would need to spend £100 at Sainsbury’s to get 50p off your next shop. Really poor value but hang on, it is not all doom and gloom for Nectar. My advice is to DEFINITELY get one of these cards and make sure you register it to your home address.
The reason for this is that if you have registered your card, and present it every time at a Sainsbury’s till you often get money off coupons (for example, spend £20 get £2 off) and every month Sainsbury’s will send you some great offers to be used over the next month (example, spend £30 get £4 off). These are really good deals especially as Sainsbury’s offer some great products for slimmers and some at really competitive prices.
This is the best of the loyalty card schemes in my opinion, generally offering 1% discount. So if you spend £100 you get £1 in Tesco vouchers.
The beauty of these vouchers is that you can then exchange them for 4 times their worth with participating restaurants or even airlines etc. So if you spent £500 on your shopping you would get £5 in Clubcard vouchers which you could exchange for £20 worth of Pizza Express Vouchers to use for a low calorie fancy night out.
On top of all this, if you register your card to your home address you will receive additional Tesco vouchers which will save you even more money on your weekly shop. I often save my Clubcard points for 12 months and then get a load off Monarch Flights on my summer holiday. But there are so many ways to spend your vouchers you will be spoilt for choice! A real winner!
Better still, if you sign up to the Tesco credit card you get 1000 bonus points (£40 worth of free restaurant food at a place of your choice) and you earn Clubcard points everytime you choose to pay for things using your Tesco Credit Card.
Any time you use your credit card you will earn 1 point for every £4 you spend and if you use your card in Tesco you will receive your credit card points on top of your normal points for the amount you spend. This is a really good credit card for Clever Slimmers!
Iceland Bonus Card:
This card is very interesting because Iceland is one of the best stores for slimming staples at incredible prices (for example, 6 large free range eggs for £1, 4 litres of semi-skimmed for 89p, etc.) and using the card can save you loads of dough!
Basically you can pre-load cash onto your bonus card and use it as a kind of debit card in Iceland stores.
So, for example, if you can afford to upload £25 in one go Iceland will upload an additional £1 meaning £26 for the price of £25 (a return of 4%; or a free box of eggs every time you top up!). Don’t forget, once you’ve registered the card you become eligible not only for at the till vouchers but additional voucher offers sent straight to your email inbox.
All in all, a great deal if you can afford to top the card up (the balance does not have to be spent in one go).
Match & More (Morrisons Price Match Card):
This is the new scheme introduced by Morrisons and it matches everything in your basket against Aldi, Lidl, Asda, Sainsbury’s and Tesco. I have only just joined this scheme myself and will update my thoughts as and when I know more but in all honesty this seems like and absolutely incredible scheme.
Essentially, every penny difference between your Morrisons shopping and the above retailers will earn you 10points (1000 points = £1 difference) and you will receive a £5 voucher when you have 5000 points in your account. It almost sounds too good to be true and they also say they price match non-branded items! Incredible!
With all these schemes it is important to read the small print, you have to spend £15 and there has to be at least one comparable item in your basket. I would definitely recommend joining this scheme and there is also the promise of additional vouchers if you register your card to your home address…………so what are you waiting for!!
You can get additional points for registering your card and you can also get bonus points for downloading their app.
Points add up pretty quickly and you can find yourself with a healthy balance in no time provided you swipe every time you buy.
NUS Extra (Student Union Card)
If you are lucky enough to be an NUS card holder you are simply quids in………..The Co-operative supermarket offers 10% off ANYTHING in store (bar the usual cigarettes and lottery) to NUS card holders and these are widely available for a variety of courses including part-time ones and many students, including adults, can obtain one, which will allow you to benefit from this scheme.
If you can get a card I wholly recommend it as you will save a bundle over the year as the Co-op have some great offers on the foods we slimmers buy regularly. Some of these offers are at least as competitive as the big supermarkets and sometimes even cheaper plus you get an additional 10% off. Incredible!!
Whilst the annual dividend adds up to very little, like the other loyalty schemes you can benefit from till vouchers when you swipe your card and money off vouchers through the post if you register your card to your home address. Worth looking into in my opinion.